I have a good friend who is having lots of trouble recently. First her 2 years old was sick from Friday, running a very high fever, herself is 2 months pregnant and wants to sleep all the time, then her husband has an adopted sister who is 14 years has to come to stay with them. Since both parents are sick, this brother has to take care of his sister. But my friend’s Dad is staying with them already, so it is a big trouble and lots of things. I feel sorry for her but nothing I could do to help her.

Everyone knows to avoid bankruptcy, but how to is a good question. Especially during this bad timing with the sub prime loan crisis. I had a friend, who is about to retire this year. He has a construction company in Cleveland and he has been borrowing quite a bit from the bank for 6 projects, when the housing slump starts, he has to cash out his $2 million retirement fund to help his company, then it is still not enough, right now he is on the edge of clearing bankruptcy, he owns the bank $8 million and the other sub contractors for over $1 million. A friend of his told him about the IVA, which has different options to help you to get loans to avoid bankruptcy. Actually the interest rate is pretty low, so he took some loans out and try to pay the bank and try to sell his new contractions at a higher price then if he has to declare bankruptcy. Hope he could sell his new contractions in time to avoid the bankruptcy.

My brother in law is in some bad finance situation, so I would like to tell him about the site and see if he could find way to avoid bankruptcy. I am sure he would be appreciated about it since he has declared bankruptcy 7 years ago and he has just made his credit score better.

We have been watching the news of Bear Stern, it is really depressing. But fortunately today it went up a lot since JP Morgan chase has increased their purchasing price. I have a friend’s husband is working for them from last summer. He is worrying about being laid off. He has went to New York from Chicago, so this is really a big change for their life.

My father in law has a 47 feet boat, he has traveled around the US by going down three the river and coming up from the east coast. He mentioned that some part of the trip was really dangerous as it was dark and there are sea weeds in the river, you do not want those on your boat, he told me. This year he plans to go down to Mississippi again, so I would like to buy a High Intensity Discharge Boat Lights for him. There are lots of options that you could choose from the high intensity discharge boat lights, such as 24 volt lights. It would help to see in the darkness, it designed in the way that no sea water would damage it, plus it does has concentrate light which would be benefit to my father in law.

On the website, it does has lots of choices of different light. They do offer a good service means that if you have any questions regarding what kind of light to buy, their professional assistant would be able to help you to figure that out. Also if you purchase over $100 you might get a free shipping. Since we do not have a car to shop around, this internet option is really good for us.

I have been taking care of both kids for a few days. Every Tuesday and Thursday. Last Thursday, we went to the Children’s museum together, Elizabeth behaved very well, she was holding Meimei’s hands when I asked her to. We went down from the fish net and they played by the little slides for a few times, they are laughing and giggling. Then we found out there is the spring festival, there are some giant blow up things in the green garden, Elizabeth was so excited to see them, she was jumping on the jumpy bed and going through the train, and ride on the little train too.