I remember that 4 years ago while I was travelling in Denver, I noticed that there are lots of small rental places which have the payday loans sign. At first I did not understand why there are so many people can’t wait to get their paycheck, instead, they have to pay a fee to get their pay check cashed earlier for just a couple of days. Now since the job market is not good, lots of people lost their jobs. Even I myself have been staying at home for more than 6 months, I mean technical speaking you can’t say that I stayed home since I also work as a real estate agent, but there is really not much to do these days. I heard people in my area are starting to change jobs, even the lenders some lenders have to switch jobs too. The interesting situation is that some of the deals have been agreed by the buyer and seller, however, when the lender re evaluate the property, he decided not to lend the money since the value is lower than the agreed price. Therefore, the buyer could not be able to get a loan so that he could not move forward. Right now if you have a good credit it is going to help you big time.